Kristen Verga, Author at Blue Streak Docs, LLC.

Frozen Real Estate Market Forebodes Inactive Winter Ahead

Newsletter - December 2023 The real estate market, much like the wintery holidays, is frozen solid due to inactivity. Mortgage rates have remained elevated causing both homeowners and prospective home buyers to dip out of the selling and buying game. Before the pandemic, existing-home sales was at 5 million seasonally…

Crash, Flatline, or Grow? – Experts Weigh in on the 2024 Real Estate Market

Newsletter - November 2023 This year delivered some shocking developments most homeowners, investors, and buyers were not expecting to deal with. Mainly the massive increase in interest rates, which are at a 20-plus year high of 8%, sent the housing market into a standstill. Due to the concurrent record-breaking inflation…

Real Estate Industry Freezes as Mortgage Rates Skyrocket to 7.3%

Newsletter - October 2023 Prospective homebuyers are facing more hurdles to jump through as the average 30-year fixed mortgage rate climbed to 7.3% this month. Freddie Mac reported the increase from 7.19% to 7.31%, which is the highest average long-term interest rate in 23 years. In 2022, the average rate…

Americans Default on Credit Cards and Car Loans amid Inflation and Record Consumer Debts

Newsletter - September 2023 Credit card balances and interest rates are soaring as Americans continue to grapple with inflation. Credit card debt has exceeded $1 trillion for the first time according to the New York Federal Reserve, and there are also more credit card accounts open now than in 2019.…

Americans Draw on Home Equity Lines of Credit as Personal Savings Empty

Newsletter - August 2023 Americans' personal savings have fallen to lower levels than before the pandemic began Barchart reported in a July tweet. The financial data company reported losses of 5.5 trillion since April of 2020. The significant drop likely correlates to inflation and overspending after the pandemic. While families were…

How Artificial Intelligence and New Tech is Impacting the Mortgage Industry

Newsletter - June 2023 Visiting the local bank to acquire a mortgage might be a thing of the past. With the massive rise in digital mortgage lenders and artificial intelligence (AI), Americans might be skipping the trip to brick and mortar establishments these days. Are AI and digital lending providers…

We have been with Blue Streak since shortly after you opened, I think about 11 years now? Maybe many more? Time goes by. In any case, Blue Streak is one of the 2 best firms we have worked with – always patiently explaining any questions we have, re exactly what is requested if unclear to me, prompt payments, friendly and supportive – we truly feel as if we are part of a team, not just another cog on the wheel.

D.F. (vendor)

Sam, our office needed to have a Transfer on Death Designation Affidavit recorded in Erie County, Ohio. The document was mailed to Blue Streak Docs, LLC, in Clearwater, Florida on a Friday afternoon, and the document was e-recorded by Wednesday. Very impressive. I will keep Blue Streak Docs, LLC, in my contact folder and when needed I will definitely use again.